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Buyer Responsibilities in San Jose CA

Your role during the escrow process should be an active one. Don’t wait for the seller to volunteer information – stay on top of it yourself and take reasonable care, along with me, your real estate agent, to protect yourself.

For example, when you review the Transfer and Disclosure Statement (“TDS”) keep an eye out for questions answered "unknown" or left unanswered. Ask about them until you are satisfied with the answers.

Let's talk about your specific concerns or plans for the San Jose property. Concerned about the open parcel behind the house? Ask about it!

You may also wish to investigate the following other non-physical conditions, including:

• Governmental zoning, requirements and limitations
• Governmental permits, inspections or certificates
• Limitations, restrictions and requirements affecting use of the property
• Rent and occupancy control
• Schools
• Proximity and adequacy of law enforcement, crime statistics, proximity of registered sex offenders (see section on Megan’s Law) and other criminals
• Proximity to fire, police and other services
• Proximity to commercial, industry or agricultural activities
• Existing and proposed transportation, construction and development, which may affect noise, view or traffic, airport noise, or odor
• Wild and domestic animals, other nuisances, hazards or circumstance

For Further Protection – Home Warranties Home warranties have become a more popular option on homes for sale. For protection you may wish to have a home warranty that either you or the seller pays for. (It’s negotiable.) Warranties range in price from $300 - $600 and, for a fixed rate, and generally cover limited aspects including plumbing, electrical, pest control and a host of other related areas. If you have a problem, generally you’ll pay $35-$50 to have a professional come out inspect and fix problems that are covered. Warranty agents typically are on hand 24 hours a day, 7 days a week to take your calls in emergencies.

Contact us for more info on buyer responsibilities in San Jose CA...

  Finding a San Jose Realtor


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Buying a San Jose Home


  Should You Own
  Stop Paying Rent
  Ways to Save Buying Your Home
  Ways to Hold Title
  First Home
  Getting Prepared
  First Time Buyers
  Renting vs. Owning
  How Much Do I Need?
  What Can I Afford?
  Income vs. Debt Ratios
  Estimate Your Buying Power
  Understanding Credit Scores
  Examining Credit History
  Getting Pre-Approved
  Ways To Save

Finding A Property


  Ready To Find A Property?
   Online Property Search
  Identify Your Points Of Interest
  Visiting San Jose Open Homes
  Property Checklist
  Other Considerations

Making an Offer


  Basics Of Making An Offer
  Purchase Agreement
  What You Need To Know
  Negotiating
  How Much Should I Offer?

Finding a Home Loan


  What Is A Mortgage?
  Typical Mortgage Providers
  Choosing A Mortgage
  Fixed Rate Mortgages
  Adjustable Rate Mortgages
  Common Questions
  Loan Applications
  Loan Application Checklist
  The Underwriter
   Included In My Mortgage Payments?
  Your Rights As A Consumer

Closing The Deal


  What Is Escrow?
  The Sale Process
  Your Responsibilities
  Disclosures 101
  Ways to Hold Title
  The Loan Process
  Closing Costs
  Who Pays What?
  The Escrow Process
  Property Tax and San Jose Tax Calendar

Misc


  Understanding Foreclosure
  Secrets Lenders Don't Want You To Know
 
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