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California Home Buyer Information

Whether you are a first time San Jose buyer or this will be your third home purchase, below is a great deal of helpful information that will keep you informed during the California home buying process.

Finding a Good San Jose Agent
My Promise
Benefits of a Buyer's Agent

Preparing To Buy a Home
Should You Own
Stop Paying Rent
Ways to Save when Buying Your Home
Ways to Hold Title
First Home
Getting Prepared
First Time Buyers
Renting vs. Owning
How Much Do I Need To Save?
What Can I Afford?
Income vs. Debt Ratios
Estimate Your Buying Power
Understanding Your Credit Score
Examining Your Credit History
Getting Pre-Approved
Ways To Save

Finding A Property
Are You Ready To Find A Property?
Conduct An Online Property Search
Identify Your Points Of Interest
Visiting Open Homes
Using A Property Checklist
Other Considerations

Making an Offer
The Basics Of Making An Offer
The Purchase Agreement
What You Need To Know
Negotiating
How Much Should I Offer?

Finding a Home Loan
What Is A Mortgage?
Typical Mortgage Providers
Choosing A Mortgage
Fixed Rate Mortgages
Adjustable Rate Mortgages
Common Questions
Loan Applications
Loan Application Checklist
The Underwriter
What Will Be Included In My Mortgage Payments?
Your Rights As A Consumer